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- Apply for a car loan in banks with low interest rates
- Decide the EMI as per your earnings
- Be aware of additional charges like processing fee and prepayment fee
- Check the report card of the bank or financial institution for addon services
- Consider the impact of interest amount on your repayment
- Choose a loan tenure that suits your financial situation
- Research and compare different car loan options in the market
- Take into account any taxes or fees associated with the loan
- Consider additional services like roadside assistance or zero depression cover
- Ensure that you can easily afford the monthly EMI
